Financial Advisor & Retirement Planning
Fiduciaries and brokers are not the same - here are three more key differences.

5 Huge Differences Between Fiduciaries And Brokers (part 2)

  • Fiduciaries and brokers aren't the same - in the continuation of our previous post, we explore three more key differences that you'll want to be aware of. Broker: “So tell me. How do you feel about risk?” Client: “I hate it. I hate risk. It scares the hell out of me. I’m afraid of what the market will do to decimate my finances, which I’ve worked my tail off to build.” Broker: “I think I have a product that you’re…
    Senior couple shaking hands with fiduciary

    5 Huge Differences Between A Fiduciary And A Broker (part 1)

  • Fiduciary. Broker. Same thing, right? Wrong. In a series of blog posts, Fiduciary Financial Partners is here to help clarify the key points of difference. “Look. I’ve worked tirelessly for decades to accumulate the kind of life savings that came with a lot of sacrifice in the form of working weekends. I missed a child’s soccer game or ballet recital as a result of it too. For all I’ve been through to this point, I don’t want to take on…

    Will The First 100 Days Of Trump Be A Rocky Road For Investors?

  • Frankly, the evidence would suggest the answer to our headline's question is no. This chart from Vanguard shows us that after the first 100 days of a President’s term, the market tends to calm significantly. And some fluctuation prior to the first 100 days isn’t a sure sign that the market is headed for a wild ride, either. In other words, you’re going to hear all of kinds of media sources speculate about potential market swings up and down. Even…

    How Much Influence Does Any President Have On The Stock Market?

  •   “Trump’s win is going to send the market into a tailspin! His policies will send us back to the economy we had when Bush was in office!” “Ah, people were saying that the sky was falling after ‘Brexit’ and that didn’t happen. The market will be fine. It may even flourish based on what we’ve seen so far.” Who do you believe? Should you start making moves to your portfolio now that the unexpected has happened? How volatile does…
    Is an "Italexit" coming from Italy?

    “Italexit”: Is Italy The Next Euro Domino To Fall?

  •   Come this Sunday, December 4th, a major referendum on constitutional reform is taking place in Italy. Some are calling it the precursor to an "Italexit" from the Euro. Is this a vote that determines whether or not Italy stays in the Eurozone? No – at least not yet – but the table may be set for that eventual outcome if the referendum goes in a certain direction. Take a look at the chart below. With the largest Italian banks…
    Financial stress

    7 Smart Ways To Kick More Financial Stress To The Curb

  • The bad news is that we have many categories of financial stress. The good news is that if we can prioritize and plan better, that financial stress can feel more manageable.   By Nick Economos Anxious. Overwhelmed. Headache. Upset stomach. Insomnia. What are all these symptoms primarily stemming from? According to a recent survey, financial stress. Try as they might, people can’t get finances out of their minds and it’s causing psychological or physical effects. Conducted by Greenwald & Associates on…

    Why Protectionism And Portfolios Don’t Always Mix

  •   We’re really not into making political predictions at Fiduciary Financial Partners (projecting market behavior is more our specialty), but this much is easy to predict: The debate between proponents of free trade vs. anti-globalization we’ll see between now and Election Day will be hotter than a volcano. With his poll numbers hurting, Donald Trump is clearly making a political play for favor in states such as Pennsylvania and West Virginia with consistent anti-trade messages against Mexico and China. Not…

    Calling BS On Monday Morning Investment QBs

  • by Miaciah Manuel, CFP® I had to chuckle. How could I not? The headline at the top of my Google Finance page read: Here’s Proof That ‘Definitely This Is A Stock Pickers Market’. Finally! The proof we’ve all been waiting for! OK, I’m being a bit sarcastic here because the Monday Morning Quarterbacking constantly expressed in articles like these is a good example of what’s “easier said than done” when it comes to investing. Consider the article I found on…
    Have you located the North Star to guide you toward an investment plan?

    What’s Your North Star? The Compass For Your Investment Plan.

  • The answers to these questions can uncover the North Star to guide you toward an investment plan that’s right for you.   One day, the market is at an all-time high. The next day, the Dow loses hundreds of points. Not more than a week later, the markets spring upward and are acting like that last drop never happened. What’s going on here amid all this volatility? And what impact could it have on your investment plan? Well, for one,…
    women and retirement: isn't it time to include her more in the financial planning conversation?

    Women And Retirement: Why Is The Struggle Harder Than Men?

  • Generally speaking, it’s no secret that people aren’t saving enough for retirement. But when the conversation focuses on women and retirement, that struggle may be even more pronounced than what men face. By Nick Economos We continue to see data that shows women are outliving men yet, in many cases, still aren’t on equal ground with men in terms of salary. Now, new research from Aon Hewitt suggests that 83% of women in the U.S. won’t be able to meet their…
    Brexit

    Brexit, Grexit And Euro Drama For Investors To Sort Through

  • Britain's "Brexit" vote is now official - what's the collateral effect to economies worldwide? Investors may have an avalanche of troubling questions post-Brexit. But FFP aims to alleviate some of the stress. Here we go again. First, we had the drama of the potential “Grexit” of Greece from the European Monetary Union. Now, in a referendum, the citizens of Great Britain have voted to leave the European Union - also known as Brexit. You may be wondering if there’s any…

    Q2 2016 Market Review

  • About this webinar A live webinar on Q2 2016 capital market performance. Brexit and the US Political Circus will be discussed, as well as the returns of stock and bond asset classes in the US and international markets followed by Q&A. Recorded Jul 28 2016 41 mins Presented by John Eberle, Nicholas Economos

    What Are Negative Interest Rates And Could They Impact My Portfolio?

  • As we were watching former Federal Reserve Chairman Alan Greenspan the other day being interviewed about the current state of the economy, he was pessimistic about the economic outlook here and across the globe. That’s not terribly unusual. By his own admission, Alan Greenspan hasn’t been optimistic about the economy in a while. However, there was one item that we did agree with Greenspan on, which is his opinion of negative interest rates. While he didn’t view negative interest rates…
    Chief Retirement Officer Nick Economos shares why your retirement planning should include the days beyond your first day of retirement.

    Is Insurance Really My Best Investment?

  • By Nick Economos Whenever you’ve heard about insurance as an investment option, there’s an excellent chance that you’ve heard pitches rather than plans. The truth is, insurance could be a perfectly fine option to consider, but it’s challenging to know when you’re bombarded with promises like: “It’s got a dividend of 6%!” Not to mention you can get lobbed easy questions like, “How do you feel about risk?” and “How do you feel about taxes?” With your eye on retirement in…
    Chief Retirement Officer Nick Economos shares why your retirement planning should include the days beyond your first day of retirement.

    What If I Reach Retirement And Hate It?

  • By Nick Economos  Can you imagine fearing retirement once you’re actually in it? It’s more legitimate and common than you realize, even as you have a blank canvas for mapping out the rest of your life by engaging in retirement planning. Allow me to illustrate from a client conversation and you’ll see what I mean. Recently, I was contacted by a 401(k) plan participant from a company that I serve as the Chief Retirement Officer for. I’ve had the pleasure of…

    Will Trump’s Fiery Talk Give Investors Heartburn?

  •   “America is going to hell. Our workers are losing their jobs. We have a problem with China. We have a problem with Japan. We have a problem with Mexico both at the border and in trade.”                                - Donald Trump As we’re getting soundbites from candidates every day heading into the home stretch before each party’s respective convention, most of the rhetoric is still deeply rooted…
    Chief Retirement Officer Nick Economos shares why your retirement planning should include the days beyond your first day of retirement.

    Are Blue Chips Really “Safe” Investments?

  • By Nick Economos Something about that Blue Chip stock just seems to be safer to you. After all, it’s a household brand name. It’s listed on that exclusive list of only 30 companies, the Dow Jones Industrial Average. Its earnings appear stable and without much risk. So what could go wrong? It’s an easy assumption to make – and that’s where we’ve seen investors get into trouble. They believe stability yesterday means stability in the future based on the simple…

    Fear Sells, But Should Investors Be Buying?

  • If you consume any kind of financial media, you can’t help but notice a recurring theme: Negativity. Why all the doom and gloom? Our theory is that there’s actually an incentive to scare from the media because it makes for a compelling story that sells. Firms that create financial products stand to benefit from fear too. What’s that? You’re an investor craving greater stability? They’ve got a product for that. Yes, fear sells. However, just because someone is telling you…

    2016 Market Preview

  • About this webinar Please join us for a live webinar on 2015 capital market performance and planning for volatility in 2016 and beyond. A global overview will be discussed, as well as the returns of stock and bond asset classes in the US and international markets. Recorded Jan 15 2016 46 mins Presented by John Eberle, Nicholas Economos

    Ready to Experience a Different Kind of Financial Planning?

    Request an absolutely zero obligation consultation so you can be the ultimate judge of how we do.

    Request Consultation