FIDUCIARY ADVISOR BLOG

2019 Contribution Limits

New 2019 Retirement Plan Contribution Limits!

The IRS has announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2019. For company retirement plans, the most recognized highlight is the 401(k) contribution limit increase to $19,000 for the new year. Review the full list of contribution limit changes below!   This commentary on […]

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a guide to understanding 401(k) loans

Plan Sponsor Guide: Understanding 401(k) Loans

The recent enactment of the Tax Cuts and Jobs Act of 2017 (TCJA) makes changes to 401(k) loan repayment options, which should prompt plan sponsors and plan administrators to re-evaluate their existing loan program, processes and procedures.  This article will provide an overview of the loan provision and offer a list of considerations that plan […]

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DOL Fiduciary Rule

The DOL Fiduciary Rule is Dead, but You’re Still a Fiduciary

On June 21, 2018, the 5th Circuit Court of Appeals vacated the requirements of the U.S. Department of Labor’s (DOL) Conflict of Interest Rule—more commonly referred to as the “DOL Fiduciary Rule”—thus killing the rule entirely. Despite this news, the death of the DOL Fiduciary Rule does not alleviate a plan sponsor from being a […]

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Infographic: Harnessing The Power Of Compound Interest

Warren Buffett’s wealth came from three things: A combination of living in America, lucky genes and compound interest!  As an employer that sponsors a 401(k) plan, encouraging your participants to make small changes in their spending habits can help them harness the power of compound interest. Our newest infographic will help give your participants a […]

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making the most of your company match

Infographic: Making The Most Of Your Company Match

More than 1 in 5 employees do not contribute enough to their 401(k) to receive your full employer match.[1]  Your employees might not fully understand how to take full advantage of it or what they are missing out on. Distribute our infographic to your 401(k) plan participants, so they can be in the know about […]

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can employers help pay down student loans

Beyond The 401(k): Can Employers Help Pay Down Student Loans Too?

Every company that values the human capital that walks through their door every day wants to create a range of differentiated benefits – benefits that not only work harder but are ones that their people can truly appreciate. For many of these folks, particularly those in their 20s and 30s, it can be challenging to […]

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How Much Should I Save Every Month?

Infographic: How Much Should I Save Every Month?

“How Much Should I Save Every Month?” It’s a question that doesn’t always present an easy answer, especially with a variety of financial goals and timelines. Fortunately, our latest infographic should serve as an excellent guide on how to prioritize everything from saving for retirement to paying down credit card debt. We’ll also suggest some […]

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health savings accounts

Health Savings Accounts: Features Your Employees May Thank You For

For the majority of future retirees, medical expenses pose significant risk to any retirement plan, and they are only projected to rise. Medical cost estimates for couples throughout their full retirement, assuming both partners are 65, has increased $15,000 from 2016 to 2017, bringing total projections to $275,000, after Medicare coverage.[1] Even for professionals with […]

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turkey

Let’s Talk Turkey

Frightening headlines abound today about Turkey. Fears about how the plunging Lira could pose a risk to the country that serves as a geographic buffer between Europe and Syria, President Erdogan threatens that Turkey may go searching for “new friends” like Russia and Iran if the US doesn’t start showing some respect and terms like […]

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the financial marathon

The Financial Marathon

A Marathon for Everyone Recently, I went to cheer on a friend running in her first marathon. The excitement of watching thousands of people accomplish such an amazing goal was an experience like no other. I waited at the last bend before the finish line so I’d have a good vantage point for cheering my […]

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