FIDUCIARY ADVISOR BLOG

Chief Retirement Officer Nick Economos shares why your retirement planning should include the days beyond your first day of retirement.

Is Insurance Really My Best Investment?

By Nick Economos Whenever you’ve heard about insurance as an investment option, there’s an excellent chance that you’ve heard pitches rather than plans. The truth is, insurance could be a perfectly fine option to consider, but it’s challenging to know when you’re bombarded with promises like: “It’s got a dividend of 6%!” Not to mention you […]

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Chief Retirement Officer Nick Economos shares why your retirement planning should include the days beyond your first day of retirement.

What If I Reach Retirement And Hate It?

By Nick Economos  Can you imagine fearing retirement once you’re actually in it? It’s more legitimate and common than you realize, even as you have a blank canvas for mapping out the rest of your life by engaging in retirement planning. Allow me to illustrate from a client conversation and you’ll see what I mean. Recently, […]

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Will Trump’s Fiery Talk Give Investors Heartburn?

  “America is going to hell. Our workers are losing their jobs. We have a problem with China. We have a problem with Japan. We have a problem with Mexico both at the border and in trade.”                                – Donald Trump As […]

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Chief Retirement Officer Nick Economos shares why your retirement planning should include the days beyond your first day of retirement.

Are Blue Chips Really “Safe” Investments?

By Nick Economos Something about that Blue Chip stock just seems to be safer to you. After all, it’s a household brand name. It’s listed on that exclusive list of only 30 companies, the Dow Jones Industrial Average. Its earnings appear stable and without much risk. So what could go wrong? It’s an easy assumption […]

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Fear Sells, But Should Investors Be Buying?

If you consume any kind of financial media, you can’t help but notice a recurring theme: Negativity. Why all the doom and gloom? Our theory is that there’s actually an incentive to scare from the media because it makes for a compelling story that sells. Firms that create financial products stand to benefit from fear […]

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3Q 2014 Market Review Recap

By Nicholas Economos, CRPS® The editorial mission of the Fiduciary Advisor blog, and all of our FFP University publications, is to help investors translate the latest market news from a fiduciary perspective — putting their needs first on an active basis. Our quarterly market review webinars are a big part of that. We know that many of our […]

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The Longevity Risk of Extended Care Needs — What’s Your Plan?

By John Hillman, MBA, CFP®, ChFC®, CLU®, CLTC Planning how you will make up for any potential shortfalls from reductions in Social Security and Medicare benefits is critical to minimizing longevity risk. My inaugural post for The Fiduciary Advisor went into some detail on this. Another key longevity risk factor to plan for is extended […]

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Retirement Funding Risk & Working Longer as “Plan B”

Our post for The Fiduciary Advisor briefly discussed funding risk and the fact that most Americans do not adequately contribute to their retirement plans. Funding risk is simply the risk of not having enough money with which to retire. Your contribution rate is very important, but your growth rate, and distribution rate when you eventually […]

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Longevity Risk & Social Security — Pay More, Get Less

  By John Hillman, MBA, CFP®, ChFC®, CLU®, CLTC In our last post for The Fiduciary Advisor, we went into detail on investment risk. Another major retirement risk that has increased for many individuals is longevity risk. Simply put, longevity risk is the risk that payout levels are higher than expected due to increasing life expectancy […]

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Avoiding Investment Distractions & Reactions with Fiduciary Advice

  By Nicholas Economos, CRPS® In our inaugural blog post for The Fiduciary Advisor, we discussed how the risks of the American retirement crisis call for fiduciary advice — financial guidance that puts investor needs first by law. In this post, we’ll explore investment risk in more detail. Investment risk can be thought of as […]

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