American business. It used to be,and still most often is, about hardworking men and women who put their time, money and energy at risk running companies. Entrepreneurs start businesses, and those businesses either succeed or fail, based on fair competition. But there is one industry that does not play by these basic rules, and that industry is American banking. The megabanks, the ones that failed, took risks. Big risks. But unlike most businesses, they had a safety net called the US Government. They were kept alive by taxpayer support – your money.

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